Good credit doesn’t happen by accident. Good credit takes work. Your credit score affects every aspect of your life from the kind of cellular phone service you use, to the cost of your car insurance, to the likelihood of career advancement or even if you are a homeowner or a renter. Fair or not, your credit score has become a measure of your life success.
Closely associated to your credit score is how you manage debt. Restructuring your debt in little ways often achieves improved credit scores and more available “open to buy” when purchasing big ticket items like homes and automobiles. Sometimes creating and following a budget makes a bigger difference in your life than months of credit repair because a realistic budget brings peace of mind along with credit and debt stability. The right budget will change your life.
The Credit Monkey provides the tools and know how necessary to help you change your life by improving your credit score and managing your debt.